Many people learn that their salary or pay cheque doesn't really stretch over the month. Despite mindful cost management it may be the problem that sudden expenses crop up which require urgent attention and can't wait until payday. You might need to do home improvements, replace car tyres, buy a gift, make a trip or any other unexpected circumstances that you need quick cash for. When this happens a text loan could be an extremely useful borrowing facility for customers who need money fast.
What is a Text loan?
cash payday loan, payday cash loans, online payday loans,
A text loan is a simple method of accessing cash easily and quickly and it's basically one of the many types of payday loans - a short amount of credit to help you out until payday. The only thing you do is register with your chosen loan provider and then send an SMS when you wish to borrow. In a few minutes, you can borrow the money and it will have been transferred into your bank account. It will take just fifteen minutes to get the funds into your banking account.
Who can apply?
The terms and conditions are different between various loan companies, but in most cases you have to be over 18 years old, have an active bank account and be earning a monthly salary of at least £1000. Additionally you must have an email address and a cell phone. You will need to sign up online to start with and then you can administer your account using the text message functionality whenever you have to get a loan - it's that easy. It costs just £1 per text plus your regular network fees for the lender to process your application and have the cash available in your account within 15 minutes.
What are the other benefits of text loans?
There is no paperwork! You don't have to waste time faxing evidence and documents that prove your employment, address, monthly income and other credentials. There's no need to go to lender's offices or spend time talking to an advisor on the phone. Additionally there is no long credit score assessment. You will simply have to sign up first with the loan provider and show that you are employed and receiving a regular income. Once your application has been accepted, it is easy to borrow whenever you need to. You send a text and a PIN number (which is given to you by the loan company) and using these details you can borrow cash whenever you need it.
How much can I borrow?
At first the loan provider may lend you £100 per loan, but after a while once they get to know you as a customer, they may raise your borrowing limit so that you can borrow additional amounts of up to £200, £300 or even £400.
How do I repay the loan?
The loan gets repaid when you get paid - the loan term is generally seven to fifteen days and the lender will take the money automatically out of your account. You can see exactly what the charges are when you make your application, so you'll always be kept up to date.
$ 100 - $ 1500 Cash Advance Online. No Faxing No Credit Check Highest Approval Rate. Get Cash Fast Today!
Rating of cash call loans
Get Online Application at online payday loans.
